The LGPS offers you the flexibility to pay half your normal contribution rate and build up half your normal pension whilst retaining full life and ill-health cover. This is called the 50/50 section of the LGPS. It is designed to help members stay in the scheme, building up valuable pensions benefits during times of financial hardship. 

Whilst your benefits build up at half the rate during the period, full benefits are payable on ill-health and death.

If you are interested in this option, download the application form below:

50/50 Application Form

If you join the 50/50 Section and subsequently decide you would like to go back into the Main Scheme, you will need to cancel your election to join the 50/50 Scheme.

You can do so by completing the cancellation form below and sending this to your Employer.